Step confidently into a brighter retirement

Retirement Planning Sunshine Coast

At Sunlit Path, we pave the way for the carefree retirement you deserve.

We navigate the complex financial terrain, so you can focus on living life to the full.

But we don’t stop there. We look beyond the next bend to illuminate an even brighter future for you and your loved ones.

No matter where you are in your retirement journey, we'll be your guiding light

Planning to retire

You work hard. Let’s make sure you’re on track for the finish line.

In retirement

You’ve reached the summit. We’ll help you breathe easy and enjoy the view.

Navigating change

We’ll help you find your feet when your path takes an unexpected turn.

Entering aged care

When the trail becomes steep, let us walk the next few steps with you.

The Sunlit Path difference

We do Retirement Planning differently. Here’s what sets us apart from the rest:

Personal attention: We strictly cap our clients so you get the personal attention you deserve. That means direct contact with your adviser and advice tailored to you – true boutique, high-touch service that feels like catching up with an old friend.
Best interest promise: We always act in our client’s best interest. No sales pressure, no shonky investments, no kickbacks in our pocket – just advice you can trust.
Money-back guarantee: We’re so confident that we can offer value and make a real difference that we’ll refund your Initial Advice Fee in the first 30 days if you’re not completely satisfied.

Holistic view of retirement: With over 15 years of experience, we know what makes retirees happy. While finances are our key focus, our Path to Prosperity approach supports our clients to look beyond the numbers to design a fulfilling life after work.
Social connection: Retirement is about enjoying life to the full. That’s why we host optional events like casual walks by the beach and morning teas. They’re a fun way to chat with your adviser and other like-minded people in a relaxed environment.

Reviews about Simon Pederson

Simon Pederson is the founder and lead retirement strategist of Sunlit Path Retirement Partners. Simon is a Platinum-rated advisor, putting him in the top 2% of financial advisers in Australia.

★★★★★ AdviserRatings

Verified 4.92-Star Rating

Got questions? We've got answers.

At Sunlit Path, we’re passionate about partnering with ‘Everyday Achievers’ – everyday people who, through decades of hard work, are successful, humble and authentic.

We help those who want a genuine 20-year partnership, not a 20-minute transaction. And like any solid partnership, we want it to be built on trust, shared goals and transparent communication. That’s why we offer a complimentary ‘Fit Check’ to ensure we’re a good match and can offer you valuable advice for your next phase of life.

If you’re looking for a boutique advocate who understands that a fulfilling retirement is more than just financials, you are in the right place.

Economic update banner with a teal, gold, and slate coastal colour scheme, featuring a stylised bank building silhouette, a sun accent, and the text 'Economic update — Insights for retirement & wealth planning.

Economic Updates & Legislative Changes

Quarterly Economic Update: April to June 2026

In the latest Quarterly Economic Update, we explore a quarter marked by significant global and domestic shifts. A peace deal between the US and Iran has led to a drop in oil prices, promising relief for those on fixed incomes. Meanwhile, the Reserve Bank of Australia paused interest rate hikes, offering better savings rates for retirees. The Federal Budget has introduced major changes to property investment rules, but your family home remains protected. As we look ahead, the big questions loom: will the peace hold, and how will these changes impact your financial future? Read on for insights tailored to your needs.

Simon Pederson 17 July 2026

High-angle drone shot of an older couple walking barefoot on a sandy riverbank next to a 4WD camper in the Noosa Everglades at sunset. How Much Money Do I Actually Need to Retire on the Sunshine Coast? (2026 Guide).

Retirement Income & Investment Protection

How Much Money Do I Actually Need to Retire on the Sunshine Coast? (2026 Guide)

How much super do you need to retire comfortably in 2026? Discover the ASFA targets, Age Pension rules, and the Income Layering strategy Sunshine Coast retirees use to replace their salary with a reliable paycheck.

Simon Pederson 16 July 2026

A financial infographic chart titled 'Historical Geopolitical Shocks: Market Drawdowns & Recoveries.' It features a line graph with sharp, severe V-shaped dips that represent historical market crashes, each followed by a rapid, resilient bounce-back to growth. Precise labels connect points on the graph to specific data: 'Gulf War (1990) -15.9%', '9/11 Attacks (2001) -11.6%', 'Iraq Invasion (2003) -5.3%', and 'Ukraine Invasion (2022) -7.0%'. A callout box highlights: 'AVERAGE RECOVERY TO PRE-EVENT LEVELS: 28 DAYS'. At the far right, the 2026 Iran conflict is shown as an incomplete, still-dipping line labeled '-6.6% (current)'. Blue and contrasting teal colour palette with gold recovery paths.

Retirement Income & Investment Protection

The Bad Timing Tax: What Happens if the Market Crashes When You Retire?

If the stock market crashes the year you retire, selling your investments to fund your lifestyle permanently locks in those losses. This is called the “Bad Timing Tax.” To prevent it, you need a cash buffer that covers your living expenses while your main investments recover.

Simon Pederson 25 March 2026