A happy man and woman in their 60s riding vintage-style bicycles along the Mooloolba boardwalk, with pandanus trees and the Pacific Ocean in the background.

Your roadmap to a confident retirement lifestyle

Because you shouldn’t step into retirement without a clear strategy.

Your journey to a confident retirement, one clear step at a time.

Our process is designed to replace uncertainty with a strategy built around your life, not just your balance sheet.

The Sunlit Engagement Process

Are you confident you’ll be able to enjoy the lifestyle you want in retirement?

Retirement isn’t just a financial event; it’s one of life’s most significant transitions. For many, the lead-up to this milestone is filled with “What Ifs.” What if the market drops? What if I outlive my savings? What if I lose my sense of purpose?

Perhaps you’ve just realised you’re not quite on track to achieve the wealth you need. Or, perhaps you’re doing well but are looking to maximise your outcomes and provide future optionality. Regardless of where you currently are, the most important thing is taking action.

At Sunlit Path, we believe the antidote to anxiety is a well-lit plan. We don’t just manage portfolios; we partner with you to design a lifestyle that is financially resilient and personally fulfilling. Our engagement process is designed to be thorough, transparent, and most importantly entirely at your pace.

  • Step 1: The Initial Phone Call (30 Minutes)
  • Step 2: The Discovery Meeting
  • Step 3: Our Analysis and Preparation
  • Step 4: The Strategy Meeting
  • Step 5: The "Sleep On It" Protocol
  • Step 6: Engagement and Implementation
Book your free initial meeting now

Step 1: The Initial Phone Call (30 Minutes)

Are we a good fit?

The “Fit” Conversation. Before we commit your time or ours to a formal meeting, we schedule a 30-minute introductory call. This ensures your specific situation aligns with our specialised expertise in retirement planning.

  • The Philosophy: We focus on all things retirement planning for your income security and lifestyle confidence. If your needs are outside that scope (e.g., quick stock picks or basic insurance), we’ll happily refer you to a specialist better suited to you.

  • The Promise: No obligation. This call is simply to see if we’re a good fit for one another.

We are based on the Sunshine Coast but we work with clients all over Australia.

If you are an expat living abroad but return to Australia throughout the year we can also help you.

Step 2: The Discovery Meeting

The Path to Prosperity

During this longer one on one session, you’ll embark on the initial stage of our process. Many participants find that simply by going through this session, they start to feel more in control and optimistic about their future.

The Action: We take stock of your current situation and explore your goals and vision through the Path of Prosperity framework:

  • Plenty: Your ideal income and financial security.

  • Play: Your health, travel, and activity goals.

  • People: Your family and core relationships.

  • Passion: Your interests and sense of purpose.

  • Place: Your preferred living environment.

The Result: You will gain total clarity on your “why” the investment assets and income you could accumulate if you manage your wealth well. If there is a “gap” between where you are heading and where you want to be, we identify it here.

Your answers and shared financial documents give us everything we need to prepare meaningful recommendations rooted in your real life (Statement of Advice).

Step 3: Our Analysis and Preparation

The Strategy Build

We apply our experience to build a resilient retirement strategy that addresses the four questions most important to you:

  1. The Plenty Question: Can I replace my salary and be confident the money will last?

  2. The Tax Question: How can we minimise tax impacts now and in the future?

  3. The Portfolio Question: Is my current setup resilient enough to handle market changes?

  4. The Life Question: Can I afford my priorities without risking my financial security?

Step 4: The Strategy Meeting

Clarity in Plain English

This is where we present our recommendations in straightforward terms via your personalised Statement of Advice (SoA).

  • The Action: We explain exactly how we can turn your assets into reliable income.

  • The Visualisation: You’ll see the numbers clearly, including how strategies like a diversified income approach would work specifically for you.

  • The Choice: Take the information home. We don’t ask for decisions or sign-ups in this meeting.

Step 5: The "Sleep On It" Protocol

Relationship Over Sales

We’re building a long-term relationship, not chasing a quick sale. Before moving forward, ask yourself:

  • Do I trust and respect Simon and Sunlit Path?

  • Do I clearly understand the income and security strategy?

  • Is the value provided worth the cost?

  • Does this approach make me feel excited and confident?

Step 6: Engagement and Implementation

Guided Execution

Once you’ve had time to consider and give the go-ahead, we handle the heavy lifting. The paperwork, consolidations, transfers, and setup of your agreed strategy.

  • The Result: Congratulations! Your retirement plan is officially in place and actively managed via our ongoing reviews.

  • The Transformation: With the complex financial “stuff” off your plate, your anxiety is replaced by certainty. You are now free to stop worrying about the markets and start focusing on the important things in life—your family, your health, and your passions.

Note: If after reflection you decide we’re not the right fit, we wish you every success with no hard feelings. You remain fully in control of your path.