Meet Simon Pederson Sunshine Coast Retirement Advisor

Meet Simon Pederson, your Sunshine Coast Retirement Advisor at Sunlit Path. We turn nest eggs into reliable income for a rewarding, carefree retirement.

Meet Simon Thomas Pederson

Founder and Lead Retirement Strategist

Hi, I’m Simon Pederson, a financial adviser and retirement specialist based on Queensland’s Sunshine Coast.

For close to 20 years, I’ve had the privilege of helping people achieve the retirement they’ve always dreamed of.

I love my job.

It’s the best feeling telling my clients they’ve made the finish line. And I can’t get enough of hearing about the lifestyle that unlocks for them – the snapper they landed off the coast of Mooloolaba, the incredible pilgrimage they just completed in Spain, their new favourite place to sip a coffee and people watch. It’s the sparkle in their eyes and the lightness in their step. You just can’t beat it.

Here’s why my clients partner with me for their golden years:

Top-notch qualifications and experience

With a Master of Finance, a Bachelor of Business (Financial Planning) and nearly two decades of experience under my belt, your hard-earned nest egg is in safe hands.

I haven’t just studied finance; I’ve lived it alongside my clients through booms, busts and everything in between.

I go beyond financial advice for the masses to provide proven expertise in the retirement space.

I’m also a proud member of the Financial Advice Association Australia (FAAA) and meet all Financial Adviser Standards and Ethics Authority (FASEA) professional standards, ensuring the advice you receive is high‑quality, ethical and up-to-date.

Master of Finance – Post-graduate specialisation in advanced financial analysis and strategy.
Bachelor of Business (Financial Planning) – Core tertiary degree specialising in comprehensive wealth management.
Nearly 20 Years of Experience – Dedicated focus on helping Australians successfully transition into retirement, including 17 years working within one of Australia’s largest wealth management institutions.
FAAA Member & FASEA Compliant – Active practitioner member of the Financial Advice Association Australia (FAAA) and fully compliant with all Financial Adviser Standards and Ethics Authority requirements.
Platinum-Rated Advisor – Ranked in the top 2% of financial advisers in Australia on AdviserRatings.

First-class service

We’re not a big firm – and that’s how we like it.

When you call, you speak directly with me. I know your situation, your family, your goals.

No getting palmed off to other staff. No explaining yourself repeatedly. No getting lost in the system.

Here for the long haul

The average financial adviser changes jobs every 2 to 3 years. Your retirement lasts 20 to 30 years.

I’ll be your planner for as long as you and your family need me in the decades to come.

Capped number of families

I cap my practice because that’s how many families I can genuinely serve well. Yes, I’d probably be a lot wealthier if I dropped my standards, but that’s not why I continue to be an adviser!

Having spent almost 17 years working within one of Australia’s largest wealth management and superannuation providers, I’ve experienced the pros and cons of big institutions first hand and shared in many successes. I am truly thankful for my time there, but it is refreshing to run my own business and be free to provide first-class service to clients.

You are not another number at Sunlit Path and I look forward to building a close, mutually beneficial relationship where we can succeed together.

Understand the big picture

Retirement planning isn’t just about your super balance. It’s about your health, your daily routine, your social life, your sense of purpose. Together, we improve all of it.

That’s what we call the Path to Prosperity.

Passion to help

Growing up in regional New South Wales, money issues seemed to be a constant source of pain for my parents trying to raise three kids. It wasn’t easy, but we made the most of what we had.

I did what I could to carve out a better path in life: selling mangoes from a makeshift stall as a kid, picking avocados on a farm when I was 13, and working in and managing supermarket departments in my teens and early 20s while studying. Those humble beginnings steeled my resolve to live a comfortable lifestyle and help others to do the same.

I am living proof that it doesn’t matter what your starting point is. Hard work, commitment and tenacity can solve most problems in life. I now have a young family and have gained a whole new understanding of what life means.

I am truly appreciative of being in a position to serve and hear the life story of others – maybe even help it have a happy ending. Each of us has a story and it is truly special to share the journey with my clients.

Client testimonials and reviews

Simon Pederson is the founder and lead retirement strategist of Sunlit Path Retirement Partners. Simon is a Platinum-rated advisor, putting him in the top 2% of financial advisers in Australia. Click here to read all our verified client reviews via Adviser Ratings.

"I had no idea if I had enough super to retire and I was a bit of a 'head in the sand' person about retirement because I did not understand what I needed to do to retire with peace of mind. Then everything changed when I met with Simon, he came to my home and asked the questions he needed to ask and listened to the responses I gave. Simon created a space where I felt safe and comfortable. He considered my situation and from that very first meeting Simon told me I could retire. And I could do that right now if I wanted to! I was literally gob smacked!From there Simon laid out the path forward, step by step, in a way that I could understand. I trust Simon, and we have created a great relationship during our meetings. I can ask him anything. If I am not sure he will explain it in a way I understand. We communicated about every step and the plan forward that Simon created was easy to follow so I could see what was going to happen at each step.I can't stop telling people about that first meeting with Simon. I went from head down thinking I would need to work for years to come to making the decision to go and enjoy my retirement."

"Having worked in the finance industry nearly all of my life, I have come across many people with widely varying abilities - especially when it comes to making someone from outside of the finance field comfortable. Simon was able to present his recommendations in a "down to earth" manner that particularly resonated with my wife and me - they made sense and we felt that he had taken on board our "plans" for the early years of our retirment, whilst still catering for the longer term. He also considered our immediate family and their future needs. I would have no hesitation in recommending Simon him for any financial advice or guidance you may be contemplating."

"Simon communicates professionally and effectively by explaining things in a way I understand and allows me time to process information and make informed choices"

"Simon is friendly and very professional and is a wealth of knowledge of different aspects of financial planning and investments. Simon has the ability to explain complex financial concepts easy to understand, and he is very approachable. We always walk away from meetings feeling informed, confident, and genuinely supported. We trust Simons advice and couldn’t be happier with the guidance we’ve received. Highly recommended to anyone looking for a financial planner who truly cares and delivers exceptional service."

"We have been dealing with Simon for many years now. When we have concerns, Simon answers them in a timely and professional manner. We consider Simon a trusted friend, which in this day and age is rare within the superannuation sector. The advice given from Simon is always explained in plain English and with care and consideration of our needs. We highly recommend Simon and are very grateful for the excellent customer service."

"I find Simon easy to work with. Simon is helpful, understanding and very knowledgeable when I ask questions and for advice."

"Simon is always available to ask questions and he makes sure you understand the information he is giving. He listens to your needs and goals and tailors plans to match."

Licensing & Regulatory Details

To provide complete transparency and peace of mind, all advice at Sunlit Path is delivered under strict Australian financial licensing frameworks:

Authorised Representative: Simon Thomas Pederson (AR #000341008)
Corporate Authorised Representative: Sunlit Path Pty Ltd (CAR #001320149 / ACN 164171484)
Australian Financial Services Licensee (AFSL): Spark Advisors Australia Pty Ltd (AFSL #380552 | ABN 34 122 486 935)
Public Registers: Verified listing on the official ASIC Financial Advisers Register.

Comprehensive Areas of Advice

Simon provides tailored financial strategy across the entire spectrum of retirement planning:

Superannuation & Pension Strategies: Maximising growth pre-retirement and structuring tax-effective account-based pensions.
Retirement Income Stream Design: Converting nest eggs into reliable, automated fortnightly “paypackets” replacing your employment income.
Retirement Tax Strategies: Optimising concessional contributions, capital gains management, and tax-free retirement drawdown techniques.
Investment Management: Tailored, risk-adjusted portfolio management for long-term capital preservation and growth.
Annuities & Capital Preservation: Securing guaranteed lifetime income streams and defensive allocations.
Aged Care Financial Advice: Navigating RADs, DAPs, Centrelink fee structures, and family home transitions with empathy.
Estate Planning Integration: Ensuring wealth passes smoothly and tax-effectively to the next generation.