Services · Caloundra & the Sunshine Coast
Financial advice services for retirement in Caloundra and on the Sunshine Coast
Sunlit Path gives personal financial advice to people planning for or living in retirement. Simon can help with super and pensions, investments, tax, annuities and investment bonds, aged care and estate planning, and looks at them together as one plan. We work with people in Caloundra, Mooloolaba and across the Sunshine Coast.
Book a 30-minute Fit Check with Simon
What can Simon help you with?
Super and pensions
Contributions, preservation age, account-based pensions and how your super fits with the Age Pension.
Superannuation advice
Investment management
An investment mix for retirement that suits your timeline and how you feel about market movements.
Investment management
Tax in retirement
Tax on super and investments, the seniors and pensioners tax offset and how income is split.
Tax in retirement
Annuities and investment bonds
How annuities, investment bonds and funeral bonds work, and how they affect tax and the Age Pension.
Annuities and investment bonds
Estate planning
Super death benefit nominations, how assets pass and working with your solicitor.
Estate planning adviceHow do the services fit together?
Most decisions in retirement affect each other.
A change to your super can affect your tax and the Age Pension, and aged care can affect the family home. Simon looks at these together and puts them into one plan, using our Path to Prosperity approach.
Simon lives in Caloundra. We work with people in Caloundra, Mooloolaba and across the Sunshine Coast.
“We have been dealing with Simon for many years now.”
Grant, Jan 2026Selected reviews. Individual experiences vary.
How does advice with Sunlit Path start?
- Fit CheckIt starts with a 30-minute Fit Check by phone or video call. It’s general information, not personal advice.
- Steps and feesSee Our engagement process for the steps, and Pricing for how fees work.
- Check SimonYou can check Simon on the Financial Advisers Register on Moneysmart. [1]
See the life stages pages if you’d rather start from where you are in retirement.
Common questions about our services
How do I know the advice is in my best interests?
When Simon gives you personal advice, the law requires him to act in your best interests in relation to that advice (Corporations Act 2001, section 961B). [2] Our Financial Services Guide (FSG) sets out our fees, licensing and how we’re paid. You can also search the Financial Advisers Register on Moneysmart. It lists advisers who give personal advice on investments, superannuation and life insurance, and the licensee that authorises them.
What does a retirement planner do?
A retirement planner looks at your super, savings, investments and the Age Pension alongside what you want retirement to look like, and brings them into one plan. Simon also covers tax, aged care and estate planning where they’re relevant to you.
Is the service only for people with large balances?
No. People come to Simon with many different balances. In the Fit Check, Simon talks through your situation and whether advice suits your needs, and our Pricing page explains how fees work.
Will I be asked to sign anything at the first meeting?
The first step is a 30-minute Fit Check by phone or video call. If you go ahead, Simon explains your advice in plain English, and you can take it home and read it before you decide.
What should I have ready for the first meeting?
A rough idea of your super balances, savings, debts and income, and what you’d like retirement to look like. You don’t need exact figures for the Fit Check.
Not sure which service you need?
Start with a 30-minute Fit Check with Simon, Founder and Lead Retirement Planner, by phone or video call.
Book a 30-minute Fit Check with Simon
Or call Simon on (07) 5327 3495
Sunlit Path Retirement Partners is a trading name of The Trustee for Mino Family Trust, ABN 16 788 964 101
- [1] Moneysmart (ASIC) – Financial advisers register – checked 17 October 2026.
- [2] ASIC – Acting in the client’s best interests – checked 17 October 2026.