Approaching Retirement: Strategies for Your Last 5 Years

Make your final working years count. Learn how to calculate your retirement date, clear debt, and maximise your final paychecks before you stop working.

Key Topics Covered:

  • Calculating Your “Ready Date”: Figuring out your exact preservation age (between 55 and 60) so you can plan your exit with absolute certainty.

  • Maximising Final Contributions: Using catch-up limits and downsizer contributions to boost your super balance in your final working years.

  • Clearing Debt: Strategies to pay off your mortgage before you finish working, ensuring your retirement income funds your lifestyle, not the bank.

  • Transition to Retirement (TTR): How to ease out of the workforce by cutting back hours and topping up your part-time pay with your super.